Online: they select SmartPay when purchasing online
Invoice: they pay directly from e-invoice with payment link or QR code
Mobile app: they pay from their mobile app
Email or sms: they pay from an email, payment notification or secure sms
Chat: they pay directly from the chat where you interact with them
With SmartPay, you can receive payments by displaying a payment button for anyone to use.
Easily search and identify account-to-account transactions and their status
Multiple search filters
Get detailed transaction reports
Export data to Excel
View in one place all account-to-account payments initiated by you and your customers.
Welcome to your payment and receipt control panel powered by open banking
SmartPay Console
You can now offer SmartPay as a payment option across all your sales channels, making account-to-account payments quick and easy for your customers.
one payment flow, multiple uses for your collections
SmartPay
Charge directly to your account
Reduce costs and fraud
Increase security for your customers
SmartPay benefits
Reduce costs by a minimum 50%
The absence of intermediaries allows for the lowest online payment costs: directly from the buyers' account to yours.
Instant collection, depending on the bank
The money transfer to your account can now be completed in less than 10 seconds, even for interbank payments, from an ever-growing number of banks.
Automated and effortless reconciliation
SmartPay collection transactions are complete, with pre-filled payment details for guaranteed accuracy.
Customers pay quickly, effortlessly
With SmartPay, the shortest online payment, they select their bank, login, and authorize from an invoice, at checkout in an online shop, or from a mobile app.
Offer the safest payment to your customers and reduce fraud
SmartPay ensures secure payments as customers authorize payment only through their bank, without disclosing any confidential data on third-party sites.
Optimize
your cash-flow
Gain immediate access to your funds and stay up-to-date with real-time updates on the status of your payments.
Upgrade your platform with account-to-account payments through open banking
Partners who have integrated SmartPay into their application
Loans
Utilities
Investment
ERP Systems
eCommerce/ Retail
Insurance
Travel
The mobile app that helps you keep track of your financial situation in real time, using only Smart Fintech's open banking solutions
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You get the lowest fees when cashing out online
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Direct deposit to your bank account
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Provide a quick and efficient payment experience
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Your customers pay securely online
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You track their payment status to ensure timely delivery of their orders
Many online stores nowadays are limited to accepting card payments or going through a problematic payment order process, which may result in mistakes, complicated reconciliation, and a lack of transparency. However, using SmartPay for online payments can offer eCommerce businesses new advantages.
SmartPay in eCommerce
The mobile app that helps you keep track of your financial situation in real time, using only Smart Fintech's open banking solutions
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You get the lowest fees possible, regardless of the transaction value
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Eliminate card payment caps
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Offer unstructured, seamless investor feed experience
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You monitor your power supply status in real-time
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Integrate quickly and with local support
Investment brokers have long relied on money orders and card payments for account funding. However, due to the high costs and fragmented experiences associated with these methods, SmartPay is becoming the preferred method.
SmartPay in Investments
The mobile app that helps you keep track of your financial situation in real time, using only Smart Fintech's open banking solutions
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Cash in with the lowest fees
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rates deposited straight into your account
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customer repayment without online data exposure
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Offer SmartPay directly to your customer account
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Track payment status
Repaying loan installments is expensive for NFIs, and fraudsters increasingly target credit card payments. SmartPay and account-to-account payments offer similar benefits to credit solutions.
SmartPay in Lending
Download and try Ryke for free
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Send invoices with an account-to-account payment link
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Customers pay quickly and easily directly from the invoice
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No need to enter payment details on the invoice manually
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Ensure accurate and prompt reconciliation
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Effortlessly track the payment status of every invoice in real-time.
The SmartPay integration enables fast and straightforward digitization of payment orders for invoicing and accounting applications, streamlining online bill payments and reconciliation.
SmartPay in ERP and Billing
Download and try Ryke for free
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You collect directly into your account
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Payment details are pre-filled for easy reconciliation
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You benefit from low collection costs
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Offer SmartPay as a payment option across all channels, including invoices, customer accounts, and mobile/web apps
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Ensure top-level security for all online payments
