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Simplify your financial life

Your trusted partner in open banking: discover robust and innovative solutions (made) in Romania.

Lending
Utilities
Investment
Accounting and ERP
eCommerce/
Retail 
Insurance
Travel
PFM
Bridging finance and technology in these industries:

Pay and collect online directly with your bank

Pay and collect online directly with your bank

Digitally access your  bank account data

Explore innovative financial solutions tailored to your individual needs.

Enjoy a revolutionary financial experience

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2025 brings you
Smart Accounts App

for managing your treasury
Get an instant and clear view of your financial situation through an intuitive SaaS platform powered by open banking.
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Easy

Make account-to-account payments or account inquiries from the platform of your choice.

Efficient

Interact with your banks and accounts without repetitive and tedious manual tasks.

Secure

Eliminating intermediaries reduces fraud risk while enhancing security and convenience for you and your customers.

Economic

Minimize your direct and indirect expenses for more efficiency and peace of mind.

With Open Banking is more:

Transform your business with us

Trusted TPP

the first local Third-Party Provider authorized by the National Bank of Romania to offer open banking technology with maximum compliance and security in the industry

Quick and effortless integration

we provide versatile solutions with multiple integrations that enhance your application capabilities with minimal resources

Local support and assistance

we provide continuous support throughout integration and beyond, enabling efficient open banking services directly from your platform

Bank coverage

SmartPay and Smart Accounts include the top 13 banks, covering over 95% of the local banking market

Adopted by major local integrators

SmartPay and Smart Accounts are integrated by leading providers of billing, ERP, and eCommerce solutions with tens of thousands of customers

Enhanced security

we offer additional layers of protection that complement your banking applications, ensuring the safety of both you and your customers

What makes Smart Fintech the preferred partner for local businesses?

Romanian banks covered by Smart Fintech

News

Our partners trust us

By integrating with Smart Accounts, [SMEs and accounting firms] can save time and eliminate errors that occur when manually operating bank data...

Radu Hasan,
CEO & Co-fondator SmartBill

Integration of SmartPay’s  "payment links" improves

customer experience by simplifying account replenishments, reducing time and costs...

Virgil Zahan,
CEO Goldring

Our latest integration allows users to automatically read all banking transactions, thus helping to increase the efficiency of the billing process...

Iulian Daniel Mihalache,
CEO Facturis Online 

By integrating SmartPay, the EasyBill platform offers a complete service with a seamless payment experience...

Daniela Bojincă,
Growth Marketing Manager,
Filbo & EasyBill

By integrating SmartPay, all online payments to RoCapital IFN SA can be made easily, quickly and securely… 

Alice Constantinescu,
Deputy General Director,
RoCapital IFN

Bank coverage

Gain access to the top 13 banks in the local market, covering more than 95% of the banking industry.

Easy and fast integration

We provide flexible solutions with various integration options that enhance application capabilities with minimal resources.

Enhanced

security

We provide additional security measures to enhance the banking applications for your safety and that of your customers.

Trusted provider

The first local third-party provider (TPP) authorized by the National Bank of Romania to offer industry-leading open banking technology with maximum compliance and security.

Local support and assistance

We will support you throughout the integration and beyond to ensure efficient services through open banking integrated directly into your platform.

Adopted by prominent local integrators

The largest providers of invoicing, ERP, and eCommerce solutions serving tens of thousands of customers integrate SmartPay and Smart Accounts.

What makes Smart Fintech the preferred partner for local businesses?

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Your trusted partner in open banking: discover robust and innovative solutions (made) in Romania.

Simplify your financial life

Am lansat noua
interfață SmartPay

Încearcă noua experiență făcând o donație către Crucea Roșie

Am lansat
Smart Accounts Demo

Obține datele tale bancare digitale, în cele mai bune  condiții de securitate
Business woman thinking while holding laptop

Cum revoluționează tehnologia

Open Banking dezvoltarea

afacerilor în România

Analiză Smart Fintech

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